Explore Your Options
Get the Gold To Achieve Your Goal!
Are you in need of capital without selling your assets?
Do you need money right away?
Look no further than your gold as collateral. At Dravinam, we provide the best gold loans online. All it takes is a few minutes of your time and you will have a loan approved by one of the best lending platforms.
FAQs
A gold loan is a type of secured loan where you pledge your gold jewelry, coins, or ornaments as collateral to obtain a loan from a bank or financial institution.
Typically, you can pledge gold jewelry, gold coins, and gold ornaments. The purity of the gold and the weight of the items will determine the loan amount.
The loan amount is determined based on the weight and purity of the gold you pledge as collateral. Lenders generally offer a percentage of the gold’s market value, known as the loan-to-value (LTV) ratio.
The tenure for a gold loan is usually shorter than other types of loans, typically ranging from a few months to a few years, depending on the lender and the terms.
Interest rates for gold loans can vary between lenders and regions. The rate may depend on factors such as the loan amount, tenure, and the lender’s policies.