Explore Your Options

Eduvance Education Loan


Eduvance education loan streamlines and personalizes the process for each student irrespective of the destination, institution, course, or level of study.

 
  • Loan Amount : Upto 3 Cr
  • Rate of Interest : 9.75% Onwards
  • Tenure : Upto 25 Years
  • USP : Home Loan Upto 1 Cr without Financial

Apply Now


Right Document : Easy Process
Required Documents to Apply for
DCB Bank Home Loan
  • KYC of applicant & Co-Applicant
  • Last 3 Month Salary Slip of Applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 2 Year Form 16 of applicant
  • 26AS of last 2 year of applicant & co-applicant
  • Appointment letter of applicant if available
  • Agreement to Sale if purchase case
  • Property Paper with complete chain of last 13 years
  • Approved MAP of Property if available
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
  • Sanction letter of all running loan
  • Latest utility Bill if owned residence or rent agreement if rented
  • 2 Reference with contact details
Some Important Points

1. KYC Means
If Applicant is

  • Company-MOA, AOA, COI , PAN Card
  • Partnership Firm/LLP- Partnership Deed & PAN Card
  • Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo

For Co-Applicant

  • KYC means  Adhaar Card, PAN Card, Passport Size Photo


Co-Applicant means in case of

  • Company : Directors
  • Partnership firm/LLP : Partners
  • Proprietorship Firm : Spouse of Proprietor

2. If LAP is applied with Government Bank then 30 year chain is required
3. If applicant is professional, then his professional degree is required

Let us take an example, How Home Loan Emi is being calculated.

For instance, if “Shubham” applies for a Home loan of INR 10 Lacs and get the loan sanctioned at the rate of 10 % with a tenure range of 10 years or 120 Months , in such a case his EMI would be INR 13,215 and complete repayment amount till the end of 10 years tenure would be 15,85,809 (i.e 13,215 EMI * 120 months),, wherein the total interest amount is INR 5,85,809 along with principal repayment of INR 10,00,000.Few additional charges like those of minimal one-time processing fee upto 7% of loan amount may apply. T& C apply.

YearEMIInterest PaidPrinciple PaidOutstanding Balance
₹13215.07₹49382.95₹29907.47₹1506518.42
Jul₹13215.07₹8333.33₹4881.74₹1572593.77
Aug₹13215.07₹8292.65₹4922.42₹1559378.70
Sep₹13215.07₹8251.63₹4963.44₹1546163.63
Oct₹13215.07₹8210.27₹5004.80₹1532948.56
Nov₹13215.07₹8168.56₹5046.51₹1519733.49
Dec₹13215.07₹8126.51₹5088.56₹1506518.42
₹13215.07₹94107.33₹64473.54₹1347937.58
Jan₹13215.07₹8084.10₹5130.97₹1493303.35
Feb₹13215.07₹8041.35₹5173.73₹1480088.28
Mar₹13215.07₹7998.23₹5216.84₹1466873.21
Apr₹13215.07₹7954.76₹5260.32₹1453658.14
May₹13215.07₹7910.92₹5304.15₹1440443.07
Jun₹13215.07₹7866.72₹5348.35₹1427228.00
Jul₹13215.07₹7822.15₹5392.92₹1414012.93
Aug₹13215.07₹7777.21₹5437.86₹1400797.86
Sep₹13215.07₹7731.89₹5483.18₹1387582.79
Oct₹13215.07₹7686.20₹5528.87₹1374367.72
Nov₹13215.07₹7640.13₹5574.95₹1361152.65
Dec₹13215.07₹7593.67₹5621.40₹1347937.58
₹13215.07₹87356.11₹71224.78₹1189356.74
Jan₹13215.07₹7546.82₹5668.25₹1334722.51
Feb₹13215.07₹7499.59₹5715.48₹1321507.44
Mar₹13215.07₹7451.96₹5763.11₹1308292.37
Apr₹13215.07₹7403.93₹5811.14₹1295077.30
May₹13215.07₹7355.51₹5859.57₹1281862.23
Jun₹13215.07₹7306.68₹5908.40₹1268647.16
Jul₹13215.07₹7257.44₹5957.63₹1255432.09
Aug₹13215.07₹7207.79₹6007.28₹1242217.02
Sep₹13215.07₹7157.73₹6057.34₹1229001.95
Oct₹13215.07₹7107.26₹6107.82₹1215786.88
Nov₹13215.07₹7056.36₹6158.72₹1202571.81
Dec₹13215.07₹7005.04₹6210.04₹1189356.74
₹13215.07₹79897.95₹78682.93₹1030775.90
Jan₹13215.07₹6953.29₹6261.79₹1176141.67
Feb₹13215.07₹6901.10₹6313.97₹1162926.60
Mar₹13215.07₹6848.49₹6366.59₹1149711.53
Apr₹13215.07₹6795.43₹6419.64₹1136496.46
May₹13215.07₹6741.94₹6473.14₹1123281.39
Jun₹13215.07₹6687.99₹6527.08₹1110066.32
Jul₹13215.07₹6633.60₹6581.47₹1096851.25
Aug₹13215.07₹6578.75₹6636.32₹1083636.18
Sep₹13215.07₹6523.45₹6691.62₹1070421.11
Oct₹13215.07₹6467.69₹6747.39₹1057206.04
Nov₹13215.07₹6411.46₹6803.61₹1043990.97
Dec₹13215.07₹6354.76₹6860.31₹1030775.90
₹13215.07₹71658.81₹86922.05₹872195.06
Jan₹13215.07₹6297.59₹6917.48₹1017560.83
Feb₹13215.07₹6239.95₹6975.13₹1004345.76
Mar₹13215.07₹6181.82₹7033.25₹991130.69
Apr₹13215.07₹6123.21₹7091.86₹977915.62
May₹13215.07₹6064.11₹7150.96₹964700.55
Jun₹13215.07₹6004.52₹7210.55₹951485.48
Jul₹13215.07₹5944.43₹7270.64₹938270.41
Aug₹13215.07₹5883.85₹7331.23₹925055.34
Sep₹13215.07₹5822.75₹7392.32₹911840.27
Oct₹13215.07₹5761.15₹7453.92₹898625.20
Nov₹13215.07₹5699.03₹7516.04₹885410.13
Dec₹13215.07₹5636.40₹7578.67₹872195.06
₹13215.07₹62556.94₹96023.92₹713614.22
Jan₹13215.07₹5573.24₹7641.83₹858979.99
Feb₹13215.07₹5509.56₹7705.51₹845764.92
Mar₹13215.07₹5445.35₹7769.72₹832549.85
Apr₹13215.07₹5380.60₹7834.47₹819334.78
May₹13215.07₹5315.31₹7899.76₹806119.71
Jun₹13215.07₹5249.48₹7965.59₹792904.64
Jul₹13215.07₹5183.10₹8031.97₹779689.57
Aug₹13215.07₹5116.17₹8098.90₹766474.50
Sep₹13215.07₹5048.68₹8166.39₹753259.43
Oct₹13215.07₹4980.63₹8234.45₹740044.36
Nov₹13215.07₹4912.01₹8303.07₹726829.29
Dec₹13215.07₹4842.81₹8372.26₹713614.22
₹13215.07₹52501.99₹106078.90₹555033.38
Jan₹13215.07₹4773.04₹8442.03₹700399.15
Feb₹13215.07₹4702.69₹8512.38₹687184.08
Mar₹13215.07₹4631.76₹8583.32₹673969.01
Apr₹13215.07₹4560.23₹8654.84₹660753.94
May₹13215.07₹4488.11₹8726.97₹647538.87
Jun₹13215.07₹4415.38₹8799.69₹634323.80
Jul₹13215.07₹4342.05₹8873.02₹621108.73
Aug₹13215.07₹4268.11₹8946.97₹607893.66
Sep₹13215.07₹4193.55₹9021.52₹594678.59
Oct₹13215.07₹4118.37₹9096.70₹581463.52
Nov₹13215.07₹4042.57₹9172.51₹568248.45
Dec₹13215.07₹3966.13₹9248.95₹555033.38
₹13215.07₹41394.13₹117186.75₹396452.54
Jan₹13215.07₹3889.05₹9326.02₹541818.31
Feb₹13215.07₹3811.34₹9403.74₹528603.24
Mar₹13215.07₹3732.97₹9482.10₹515388.17
Apr₹13215.07₹3653.95₹9561.12₹502173.10
May₹13215.07₹3574.28₹9640.80₹488958.03
Jun₹13215.07₹3493.94₹9721.14₹475742.96
Jul₹13215.07₹3412.93₹9802.14₹462527.89
Aug₹13215.07₹3331.24₹9883.83₹449312.82
Sep₹13215.07₹3248.88₹9966.19₹436097.75
Oct₹13215.07₹3165.83₹10049.25₹422882.68
Nov₹13215.07₹3082.08₹10132.99₹409667.61
Dec₹13215.07₹2997.64₹10217.43₹396452.54
₹13215.07₹29123.16₹129457.74₹237871.70
Jan₹13215.07₹2912.50₹10302.58₹383237.47
Feb₹13215.07₹2826.64₹10388.43₹370022.40
Mar₹13215.07₹2740.07₹10475.00₹356807.33
Apr₹13215.07₹2652.78₹10562.29₹343592.26
May₹13215.07₹2564.76₹10650.31₹330377.19
Jun₹13215.07₹2476.01₹10739.07₹317162.12
Jul₹13215.07₹2386.52₹10828.56₹303947.05
Aug₹13215.07₹2296.28₹10918.80₹290731.98
Sep₹13215.07₹2205.29₹11009.79₹277516.91
Oct₹13215.07₹2113.54₹11101.53₹264301.84
Nov₹13215.07₹2021.03₹11194.05₹251086.77
Dec₹13215.07₹1927.74₹11287.33₹237871.70
₹13215.07₹15567.22₹143013.65₹79290.86
Jan₹13215.07₹1833.68₹11381.39₹224656.63
Feb₹13215.07₹1738.84₹11476.24₹211441.56
Mar₹13215.07₹1643.20₹11571.87₹198226.49
Apr₹13215.07₹1546.77₹11668.30₹185011.42
May₹13215.07₹1449.53₹11765.54₹171796.35
Jun₹13215.07₹1351.49₹11863.59₹158581.28
Jul₹13215.07₹1252.62₹11962.45₹145366.21
Aug₹13215.07₹1152.94₹12062.14₹132151.14
Sep₹13215.07₹1052.42₹12162.65₹118936.07
Oct₹13215.07₹951.06₹12264.01₹105721.00
Nov₹13215.07₹848.86₹12366.21₹92505.93
Dec₹13215.07₹745.81₹12469.26₹79290.86
₹13215.07₹2262.21₹77028.26₹0.44
Jan₹13215.07₹641.90₹12573.17₹66075.79
Feb₹13215.07₹537.13₹12677.95₹52860.72
Mar₹13215.07₹431.48₹12783.60₹39645.65
Apr₹13215.07₹324.95₹12890.13₹26430.58
May₹13215.07₹217.53₹12997.55₹13215.51
Jun₹13215.07₹109.22₹13105.86₹0.44

 

Login
Login
Copyright © 2024